Finansiering
Pay later - at your own pace
When you buy with a HammasFreda account, you choose how you want to pay. You get up to 12 months of interest-free payment.
- 30-60 days to the first due date
- No opening fee, no card and no hidden charges
- You can split the payment and choose the payment option that suits you best
- The account is a revolving credit that you can easily use for future purchases

You can apply either via the link below or at the surgery. You will receive an invoice the month after your purchase and you can choose to pay the full amount at once or flexibly in instalments.
APPLY FOR AN ACCOUNT HERE
You will see the credit decision immediately and you will have access to the credit once you have signed the credit agreement electronically. You can then use the account as a means of payment at the branch by presenting a valid ID card at the checkout.
What about the cost?
PAYMENT OPTIONS
30-60 months 0% €0
12 months 0 % 0
0.28%/month of the credit limit
up to a maximum of €12.50/month
36 months 12,90 % + K
60 months 15.00% + KSL reference rate*